Posts Tagged ‘Mortgage Broker Newcastle’

First Home Saver Super Scheme

I was recently at a function where I was talking with old work colleagues. We were all lamenting the ‘if only’. If only we’d bought that terrace house (in Newtown in 1991 for $198,000) or that unit with water views (in Mosman in 1996 for $300,000). The reason that we didn’t buy those properties is not…

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Big bank mortgages vs the smaller lenders

I was recently asked to provide some perspective on whether to use the Big 4 for your home loan, or a smaller lender, by online news outlet The New Daily. Like most things there is no clear-cut answer as it all depends on your circumstances! You always need to consider your own requirements and what…

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Foreign investment in property may be closer to home than you think

  Thanks to Yvonne Campbell from Newcastle Herald for my inclusion in her article Illegal buyers get brief amnesty 22 September 2015. Below is a bit more detail about FIRB. There has been a lot in the media about foreign investment in property, but until recently this seemed like something that was only happening in Sydney or the…

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Why you could use a buyer’s agent

  Welcome to our guest blogger, Kylie Frearson, Director Property Solutions 101 Have you found yourself recently at another open house viewing with at least another 20 potential buyers, all aiming for the same property? Are you getting priced out at each and every auction you’ve attended? It’s hard work when you’ve been pre-approved for a loan,…

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Sydney property market could drive investors to the Hunter region

Winter is in full swing and despite the cold winds that have blown across New South Wales and the heavy snow as low as 600 metres, this cold doesn’t seem to have slowed the Sydney property market. Domain recently reported a weekend clearance rate at auction of 79.7% – admittedly the lowest clearance rate recorded…

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Don’t let interest rate talk scare you!

Since the last RBA decision to keep rates on hold (Tuesday, 2 June 2015), we have heard that the Australian economy has grown quite strongly over the first quarter of 2015. Strong economic growth, if sustained, could lead to an increase in rates. However, the ASX futures market, armed with these positive economic growth numbers,…

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Entering uncharted interest rate territory

After the most recent reduction by the Reserve Bank in Australia we are now entering into uncharted interest rate territory. Given we have never seen variable home loan interest rates at such low levels, we though it would be useful to show you what this means in dollar terms. Some variable mortgage holders will now…

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Remember to consider the capital gains tax

Yesterday I was reading the Australian Tax Office website. Yes I know it sounds boring but it is actually full of really useful information and most of it is written so it is easy for the average joe to understand, it’s a great resource to get factual information. You can check it out here if…

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Lake Mac leads the charge in the local property market

The results are in. Three of the four best performing property markets in Newcastle/Lake Macquarie are in the Lake Macquarie Local Government Area, according to the RP Data Suburb Score card for the 12 months to December 2014 – with each recording an increase of more than 30 per cent in their median house price…

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